In November’s newsletter, you’ll find the following topics discussed:

1. 2009 Legislation in Review
2. Retirement: Does Your Withdrawal Strategy Need a Second Look ?
3. Retirement Issues to Watch in 2010
4. Ask The Experts

To access this newsletter click here or click on blog address www.wickhamservices.com/blog.  If any of these topics leave you with more questions than answers  please do not hesitate to contact me, my agents or staff members so we can set a time to speak further.  Graham- Pres and CEO of The Wickham Agency and Wickham Financial Group-www.wickhamservices.com

In September’s newsletter, you’ll find the following topics discussed:

1. Changing Jobs? Take Your 401(k) and …Roll it
2. Understanding Principal-Protected Notes And CDs
3. Is It a Good Time to Buy a New Car?
4. Ask the Experts

To access this newsletter click here or click on blog address www.wickhamservices.com/blog.  If any of these topics leave you with more questions than answers  please do not hesitate to contact me, my agents or staff members so we can set a time to speak further.  Graham- Pres and CEO of The Wickham Agency and Wickham Financial Group-www.wickhamservices.com

This month’s newsletter focuses on the following four different investing topics, meant to help all investors, whether it meets your current financial plan, or could in the potential future:

1. Job changing and rolling over your 401(k)’s;
2. Using Income Annuities to fill retirement gaps;
3. Estate Planning opportunities in a down market; and
4. Diversifying in a difficult market.

To access this newsletter click here.  If any of these scenarios have you asking more questions about your current plan, since we last met (or spoke via phone and/or email), please contact me today to update your financial strategy!  Graham

P.S. If I don’t see or speak with you before the 4th of July, may your family have a safe and wonderful time celebrating our Independence day as a nation! Graham

Our May 2009 News That You Can Use Newsletter has some helpful articles about the following:

• Small business plans for uncertain times;
• Investing in a low interest rate environment;
• Income tax advantages of charitable giving; and
• Tax credits are available for home energy efficiency modifications.

To access the newsletter, click the following link http://wickhamservices.com/documents/May%202009.pdf .  Call me if I can provide you more indepth information about any of the current financial advising articles in the current, or past, newsletters as they pertain to your life.  I’m here to help you build your portfolios through sound financial advise! Graham

Last week, Thrive America had me on their show to discuss investing, even during a recession.  I hope you find the video interesting; so, if we’ve discussed generally, but not specifically, the idea of a “cash reserve” and you’re interested in this strategy, please give me a call to discuss it!

Graham’s Q&A on Investing

I thought you might find this article interesting about investing through recessions.  Please feel free to call me or email to discuss your current investments and recommendations.-Graham

(read full article) (more…)

Will the Estate Tax Stay Repealed for 2010? 

In 2001, a law was passed that gradually phased out the federal estate tax through 2009, and repealed it altogether in 2010. That law, however, “sunsets” or expires in 2011 and reinstates pre-2001 tax law levels (with an exemption of $1 million and a top tax rate of 55%). Since 2001, the economic and political climate in the United States has changed significantly. The federal budget deficit has ballooned, the financial markets have been in turmoil, and most importantly, power has shifted to the Democrats. So, the question is: just how likely is it that 2010 will be an estate tax-free year? (Read More)